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The determination regarding a COLA is made by the parties and should be addressed in the Property or Marital Settlement Agreement. If a COLA is awarded to the Alternate Payee, it will be paid in accordance with the QDRO. If the Participant is already retired, the COLA language in the QDRO should state whether the Alternate Payee will immediately begin receiving a portion of the COLA already received by the Participant or whether the Alternate Payee will receive a percentage of future COLAs paid to the Participant.