Planning For Retirement

Are you planning to retire within the next year? If so, ERSRI offers individual retirement counseling sessions. During your counseling session, ERSRI will provide you with a benefit estimate and the required retirement forms. For more helpful information, review ERSRI’s Retirement Planning Checklist.

Retirement Planning Checklist
Retirement Planning Checklist

Step-by-step instructions on how to collect your ERSRI retirement benefits.

How to Schedule Your Counseling Session

To schedule your counseling session six to twelve months before retirement, please call ERSRI at (401) 462-7600.

ERSRI also provides individual counseling to members planning to retire within the next 3 years. Use the link below for more information and to initiate your counseling request.

Retirement Counseling Request Form

Learn from the experts

Planning your retirement can be difficult, especially with all the choices you have to make and factors to consider. To help you as you make your decision, we encourage you to review the Retirement Session materials for your member type, which cover:

  • What retirement benefits may be available to you and your beneficiaries.
  • How your ERSRI retirement benefit is calculated.
  • What benefit payment options are available.
  • How and when to apply for retirement.
  • Things to consider before retiring.

For additional resources, please use the link below.

Group Retirement Presentations

Determining your eligibility

Review your retirement eligibility by logging into the ERSRI Member Portal and navigating to the Pension Projection Tool.

Member Portal

If you would like more information about retirement eligibility, use the link below.

Retirement Eligibility

Calculating your benefit

In addition to reviewing your retirement eligibility, you can use the Pension Projection Tool on the ERSRI Member Portal to estimate your benefit amount. The Pension Projection Tool uses the information in your account, which has been submitted to ERSRI by your employer throughout your career. An ERSRI Retirement Counselor will also provide you with an estimate and discuss the calculation of your benefit and the payment options available to you at your counseling appointment.

To learn more about how your retirement benefit is calculated, click the link below.

Calculating Your Benefit