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The draft QDRO should be submitted to ERSRI as soon as possible. Although the Participant may not be ready to retire, the QDRO provides ERSRI with instruction as to what benefits are to be awarded to the Alternate Payee in the event of the Participant’s death prior to retirement or election to withdraw their funds upon termination. Should the draft QDRO need modifications, the required changes can be addressed by the attorneys and/or Court.