All Other Plans (State Police, Judges, TSB, Legacy Units)
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Retired Judges or State Police are eligible for COLA 3 years after retirement or upon reaching Social Security Normal Retirement Age (SSNRA), whichever is later. Eligible members will receive a 4-year COLA in 2025.
Those with retirement dates on or before 6/30/2015 will receive 2.89% COLA on the first $36,746 of their benefit.
Those with retirement dates on or after 7/1/2015 will receive 2.89% COLA on the first $30,622 of their benefit.
Most eligible retirees will receive their COLA the month following their 3-year retirement anniversary. However, for members who reached their COLA eligibility based on their Social Security Normal Retirement Age (SSNRA) - when this date is later than the 3-year anniversary - their COLA month will be the month following their SSNRA date.
For members with retirement dates in December who reached COLA eligibility on their 3-year retirement anniversary, COLA adjustments are paid the following January (2026).
Teacher Survivors’ Benefit (TSB) payees who are age 60 or over and who are receiving spousal benefits with effective dates of 12/1/2024 or earlier are eligible to receive a 2.5% COLA on their full benefit amount. TSB COLA adjustments for all eligible payees will be applied to benefits in January 2025.
Retired Central Falls Legacy or West Warwick Legacy Members: COLA eligibility rules and amounts are pursuant to individual plan documents.
