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For most state employees, there is a minimum retirement eligibility age. Unless you were eligible to retire as of June 30, 2012, your retirement eligibility age mirrors your Social Security Normal Retirement Age (SSNRA), not to exceed 67 years old. The SSNRA is based on the year you were born and is set by the federal government.
Based on your retirement schedule, your retirement eligibility age may differ. Your schedule is determined by the date you were hired and the number of years of service you had at certain points in time.
Here are the retirement schedules for state employees:
- Schedule A: members vested with at least 10 years of contributory service prior to or on July 1, 2005 and has either achieved 28 years of service or 60 years of age by September 30, 2009 are eligible to retire.
- Schedule ABE: members vested with at least 10 years of contributory service prior to or on July 1, 2005 and were not eligible to retire by September 30, 2009, but became eligible to retire by June 30, 2012. Their retirement age is 62, proportionally scaled back based on years of service earned as of September 30, 2009.
- Schedule ABNE: members vested with at least 10 years of contributory service prior to or on July 1, 2005, but were not eligible to retire by June 30, 2012. Their retirement age is their SSNRA, proportionally scaled back based on years of service earned as of June 30, 2012. They cannot retire with full benefits before the age of 59.
- Schedule B: members who were not vested with at least 10 years of contributory service by July 1, 2005, but eligible to retire by September 30, 2009. Schedule B members were required to have 10 years of contributory service and had to be at least age 65, or age 59 with 29 years of service.
- Schedule B1E: members who were not vested with at least 10 years of contributory service by July 1, 2005 but who became eligible to retire by June 30, 2012 by reaching age 65 with 10 years of contributory service.
- Schedule B1NE: members who were not vested with at least 10 years of contributory service by July 1, 2005, became vested with 5 years of service by June 30, 2012, but were not eligible to retire by June 30, 2012. Their retirement age is their SSNRA; provided they have reached 10 years of contributory service, their SSNRA is proportionally scaled back based on years of service earned as of June 30, 2012. They cannot retire with full benefits before age 59.
- Schedule B2: members active on October 1, 2009, or hired between October 2, 2009 and June 30, 2012, with less than 5 years of service by June 30, 2012 can retire at their SSNRA with 5 years of contributory service.
- Schedule B3: members hired on or after July 1, 2012 can retire at their SSNRA with 5 years of contributory service.
Click the link below for the annual accrual information for your schedule.
