Tag name
H3

Tax Withholding

Retirement benefit payments are generally considered taxable income under both federal and State of Rhode Island income tax laws. At the time of retirement, you will need to instruct ERSRI on your tax withholding election, and you can update your elections at any time. Click the link below to learn more.

TAX WITHHOLDING INFORMATION

Setting up Direct Deposit

ERSRI offers direct deposit to ensure your monthly benefit payments are securely and conveniently deposited at your financial institution. If you would like to make changes to your direct deposit information or set up a new direct deposit, click the link below to learn more.

Direct Deposit Information

HARTFORD Life Insurance Beneficiary Designation

Use the HARTFORD Life Insurance Beneficiary Designation form if you would like to name a new beneficiary on your HARTFORD policy. This form must be sent directly to the HARTFORD Insurance address located on the form.

HARTFORD Life Insurance Beneficiary Designation form
HARTFORD Life Insurance Beneficiary Designation form

Download to update the beneficiary for your HARTFORD life insurance policy

TIAA Beneficiary Designation

If you worked after June 30, 2012 for an employer participating in ERSRI and have an account with TIAA, please remember to update your TIAA beneficiary information as well. To change your beneficiary online, please visit www.tiaa.org/beneficiary. If you need further assistance with your TIAA beneficiary designation, please contact TIAA at (800) 842-2252.

Still have questions?

The ERSRI Member Service Center is is open Monday - Friday from 8:30 a.m. until 4:00 p.m. Contact us via the web using our Contact Us page link below or by phone at (401) 462-7600.

Contact Us

Stay up to date

ERSRI mails our newsletter The Compass four to six times a year. Past issues can also be read online. In addition, the Office of the General Treasury issues an annual report that can be downloaded from this site.

See all publications

Review the Welcome Brochure and Member Handbook

The Welcome Brochure offers an overview of information that new members will find useful.

ERSRI’s Membership and Retirement Handbook will help you navigate the features and benefits of your pension plan in more detail. The information in this handbook can be a valuable resource throughout your career in public service and when you are considering your retirement plans. Topics covered include service, contributions, retirement schedules and eligibility, service credit purchases, benefit options at retirement, and death and survivor benefits.

ERSRI Welcome Brochure
ERSRI Welcome Brochure

An overview of important information for new members of the system.

ERSRI Membership and Retirement Handbook
ERSRI Membership and Retirement Handbook

A guide of features and benefits in your pension plan.

New Members - Understand your Employees’ Retirement System of Rhode Island Retirement Benefit

As a member of the Employees’ Retirement System, you’ll likely have a hybrid benefit plan made up of a Defined Benefit plan and a Defined Contribution plan.

(Note: Correctional Officers, State Police, and certain public safety employers only provide the Defined Benefit plan and do not participate in the Defined Contribution Plan pursuant to Rhode Island General Law.)

Post-Retirement Employment

If your agency takes part in Post-Retirement employment, there are a number of specific reporting requirements. This guide explains how to report post-retirement employment and who is required to report their time. Click the link below to download the manual

2023 Update: Click here to learn more about the 3/22/2023 update to R.I.G.L. 16-16-24-2.

Employer Portal – Post-Retirement Data Collection Manual
Employer Portal – Post-Retirement Data Collection Manual

How-to information for reporting post-retirement employment.

Please note: Executive Orders issued by the Governor may affect Post-Retirement Employment rules for certain employees. Refer to the following information for clarification.

THE GOVERNOR’S EXECUTIVE ORDERS

Subscribe to Heading 3